State
|
Written contracts
|
Oral contracts
|
Promissory notes
|
Open accounts (including credit cards)
|
Alabama
|
6
|
6
|
6
|
3
|
Alaska
|
6
|
6
|
6
|
6
|
Arizona
|
6
|
3
|
5
|
3
|
Arkansas
|
6
|
3
|
5
|
3
|
California
|
4
|
2
|
4
|
4
|
Colorado
|
6
|
6
|
6
|
6
|
Connecticut
|
6
|
3
|
6
|
6
|
Delaware
|
3
|
3
|
6
|
3
|
D.C.
|
3
|
3
|
3
|
3
|
Florida
|
5
|
4
|
5
|
4
|
Georgia
|
6
|
4
|
6
|
4
|
Hawaii
|
6
|
6
|
6
|
6
|
Idaho
|
5
|
4
|
10
|
4
|
Illinois
|
10
|
5
|
6
|
5
|
Indiana
|
10
|
6
|
10
|
6
|
Iowa
|
10
|
5
|
5
|
5
|
Kansas
|
5
|
3
|
5
|
3
|
Kentucky
|
15
|
5
|
15**
|
5
|
Louisiana
|
10
|
10
|
10
|
3
|
Maine +
|
6
|
6
|
6
|
6
|
Maryland
|
3
|
3
|
6
|
3
|
Massachusetts
|
6
|
6
|
6
|
6
|
Michigan
|
6
|
6
|
6
|
6
|
Minnesota
|
6
|
6
|
6
|
6
|
Mississippi
|
3
|
3
|
3
|
3
|
Missouri
|
10
|
5
|
10
|
5
|
Montana
|
8
|
5
|
8
|
5
|
Nebraska
|
5
|
4
|
6
|
4
|
Nevada
|
6
|
4
|
3
|
4
|
New Hampshire
|
3
|
3
|
6
|
3
|
New Jersey
|
6
|
6
|
6
|
6
|
New Mexico
|
6
|
4
|
6
|
4
|
New York
|
6
|
6
|
6
|
6
|
North Carolina
|
3
|
3
|
5
|
3
|
North Dakota
|
6
|
6
|
6
|
6
|
Ohio
|
15
|
6
|
15
|
6
|
Oklahoma
|
5
|
3
|
5
|
3
|
Oregon
|
6
|
6
|
6
|
6
|
Pennsylvania
|
6
|
4
|
4
|
6
|
Rhode Island
|
15
|
15
|
10
|
10
|
South Carolina
|
10
|
10
|
3
|
3
|
South Dakota
|
6
|
6
|
6
|
6
|
Tennessee
|
6
|
6
|
6
|
6
|
Texas
|
4
|
4
|
4
|
4
|
Utah
|
6
|
4
|
6
|
4
|
Vermont
|
6
|
6
|
6***
|
6
|
Virginia
|
5
|
3
|
6
|
3
|
Washington
|
6
|
3
|
6
|
3
|
West Virginia
|
10
|
5
|
6
|
5
|
Wisconsin
|
6
|
6
|
10
|
6
|
Wyoming
|
10
|
8
|
10
|
8
|
* Six years if contract is for payment of money.
** Five years if promissory note is added to a bill of sale.
+ The applicable statute of limitations in Maine and Massachusetts on a debt owed to a bank or on a promissory note signed before a witness is 20 years. (Me. Rev. Stat. Ann. Tit.14, s 751; Mass. Gen. Laws ch. 260, s 1.)
*** Vermont's statute of limitations on a promissory note signed before a witness is 14 years.
Source: Bankrate.com
